Optional Life Benefit Summary:

Employees pay 100% of the following benefits.

Employee Optional Life Insurance Benefit
Employee Optional life is available in $10,000 increments to a maximum of $500,000.

Any amount applied for that is less than $250,000 will be guaranteed with no underwriting or proof of good health. You must submit a Statement of Health Form form for any amount of optional life insurance over the guaranteed issue amount (GI).

Spouse Optional Life Insurance Benefit
Spouse Optional Life Insurance is available if the employee buys optional life insurance on themselves. Spouse Optional Life is available in $5,000 increments to maximum of 50% of the employee's amount. A Statement of Health Form must be completed for ALL Spouse Optional Life Insurance applied for.

Child(ren) Optional Life Insurance Benefit
Optional Life Insurance on your child or children is available if the employee buys optional life insurance on themselves. Child(ren) Optional Life is available for $5,000 or $10,000 to maximum of 50% of the employee's amount. A Statement of Health Form is NOT required for Child(ren) Life Insurance.